641 Highlander Avenue
Suite 108
Midlothian, TX 76065
Condo Insurance is not exactly like a homeowner insurance policy. A condo policy only coves the specific parts of the condo that you own and must keep insured. If there is a master insurance policy in place provided by the HOA, you are only responsible for insuring the structure from the “studs in”. In addition, you will need to ensure you have enough coverage for your personal belongings, Liability, and Loss of Use…among other things.
When you have condo insurance, you are protected against a wide range of disasters that can happen. This includes many human-made disasters as well as wider-ranging occurrences. The protection you get from your condo insurance could allow you to keep up your standard of living even if something terrible happened. It's vital that you have this insurance, as no one knows what the future might bring.
Condo insurance isn't exactly like homeowners' insurance or renters' insurance. It covers only the specific parts of the condo that you own and must keep insured. For some condos, this means that everything from the interior walls inward is your responsibility to insure. It is everything inside the exterior walls inward for other condos, including things like electrical lines and plumbing. Be sure that you know exactly what part of the condo is your responsibility before getting your condo insurance. An insurance agent can help you to figure it out and get it all insured.
The team members at Amy Tounget Insurance Agency are ready to help you with your condo insurance needs.
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