Liability-only car insurance is the most basic form of car insurance. If you have this type of insurance, it’s important to understand what it covers and what it doesn’t. The professionals at Amy Tounget Insurance Agency LLC, serving Midlothian, TX, can help. We provide answers to your car insurance questions so you can choose the right type of car insurance for your needs.
What Is Liability-Only Car Insurance?
Liability-only car insurance covers damage to the other driver’s vehicle if you cause an accident. However, it generally does not pay to repair or replace your vehicle if you are involved in an accident or a non-collision event.
Will Liability-Only Insurance Cover a Broken Windshield?
If your car’s windshield is damaged, liability-only car insurance will likely not cover the damage, regardless of who is at fault. Talk to your insurance agent to find out what your policy covers.
What Kind of Car Insurance Covers a Broken Windshield?
If your car’s windshield is damaged in a non-collision accident, comprehensive car insurance will likely cover the repair or replacement cost. This type of car insurance covers non-collision events.
If your car’s windshield is damaged in a collision-related event, collision insurance may cover the cost of replacing your windshield. There is also a type of insurance that specifically covers auto glass and can replace your auto glass in a range of covered events.
If you need a new type of car insurance to provide the protection you want for your car, talk to your insurance agent at Amy Tounget Insurance Agency LLC, serving Midlothian, TX. We’re here to help answer your questions and shop around for your next insurance policy.
