Being involved in an accident near Midlothian, TX, can be emotionally and physically devastating. Knowing how to file an auto insurance claim, whether you’ve been rear-ended or at fault for an accident, is crucial to ensure adequate protection at all times. At Amy Tounget Insurance Agency LLC, we can guide you through the necessary steps to properly file an auto insurance claim after an accident.
Notify Your Provider
Contact your auto insurance provider after assessing your surroundings for life-threatening injuries or anyone requiring medical attention. Most insurance companies have 24/7 hotlines. Provide as many details as possible about the accident you were involved in while collecting photographic and video evidence.
Work With an Adjuster
You can also work with an adjuster from your insurance provider to assess the damage to your vehicle while determining liability for the accident or collision itself. A complete assessment may require an inspection to determine the coverage you’ll receive.
Understanding Texas Laws
Texas is known as an "at-fault" state, which means that the driver responsible for any accident or collision will cover the damage financially. If the driver who is responsible for your accident does not have insurance to their name, you may also need to rely on your own coverage, depending on the situation and extent of the damage.
When you’re in an accident near Midlothian, TX, filing an insurance claim immediately is vital. The faster you’re able to file your claim, the more likely you are to succeed in doing so, regardless of who is at fault. For more information on handling insurance claims after an accident around Midlothian, TX, contact Amy Tounget Insurance Agency LLC today.
